It is really not that difficult to get a car of your choice. It takes a lot of hard work to finance money and book your dream car. However, when you have scania finance by your side, half of your services are covered. This company makes it a point to offer you with the best vehicle loan, and some for trucks too. Thanks to the specialist knowledge of this team, they know more about the residual values and risk in the transport industry. That helped them to understand how a number can affect the business. So, they are also able to recommend you with the right financial products for optimizing tax and legal.
Working for so many countries
You will not feel left out when you are planning to procure help from scania finance. This company has branches in almost all the major countries, just to help people get their needs fulfilled whenever the right time comes. So, no matter wherever you stay, you will come across a Scania office in your place. Furthermore, this company can offer you with flexible financing, just for matching your business budget and plans in some countries. So, they are also able to recommend you with the right financial products for optimizing tax and legal environment.
Types of help you can get
Anything to do with a car or other types of vehicle can be covered by the best team from scania finance. Just be sure to learn more about the variations in their services, before you can finally go for the right choices. Some of the basic options are currently available around here now.
#1. Financial lease: Here, you are likely to be the owner of your vehicle. You just need to pay for the lease installments for agreed duration and plan. During the end of this leasing period, you can buy the selected vehicle at favorable residual value. You are likely to take responsibility for taxes, maintenance and even insurance during the same period.
#2. Operating lease: This is another kind of help, as procured straight from scania finance. In this segment, you will be the owner of the vehicle. You have to pay only for the use of it within a fixed lease amount, per month. When the contract expires, you have to return the vehicle to the former owner. This operating lease is sometimes combined with a service contract. Here, you are given the responsibility to take care of the taxes, maintenance and insurance, only during the lease period.
#3. Loan agreement: Under this kind of loan agreement, you get the chance to own vehicle right from day one. Your vehicle over here is likely to be used as security, and you can avail loan from the team and pay it in installments. You can easily reimburse the loan through an agreed duration and payment plan. Tax depreciation is likely to be in your book and you just have to pay interest on outstanding value.
For the hire purchase
Under the scania finance, you have to hire purchase package as well. In this segment, you are going to be the owner of the vehicle and have to pay lease installments for agreed plan and duration. Right at the end of your leasing period, you can always buy the vehicle if you want at residual value. In this segment, you have to pay interest only for the outstanding value. Moreover, you will follow he trade-in value option, where you will receive profit from use and careful maintenance. Over here the vehicle will remain as an asset on balance sheet.